Wedding Insurance
You’ve put a lot of time, love and money into your wedding. Insurance is a small step that protects all of it, and we highly recommend you at least look into it.
When it comes to events, there are generally two types of coverage. Here’s what each one does, and where we send our couples to get it.
What wedding insurance covers
Cancellation & Postponement
Protects you from losing deposits and non-refundable payments if something beyond your control forces you to cancel or postpone. You can usually choose your coverage amount, and we suggest matching it to what you expect to spend on your wedding.
If the wedding can’t go on- Vendor bankruptcy
- Accident or illness
- Extreme weather, like hurricanes or flooding
- Fire
- Military deployment
- Lost wedding rings
- Vendor no-shows
- Lost or damaged wedding gifts
- Lost photographs
- Damage to your wedding gown
Liability
Many venues require you to carry liability insurance. It protects you if a guest damages the venue’s property or if someone is injured at your event.
What it helps with- Damage to the venue or its property
- Guest injuries during your event
- Alcohol-related incidents, if you’re serving alcohol
- Ask your venue what coverage amount they require
- Ask if they need to be listed as an additional insured
- Send your venue the certificate of insurance once purchased
We recommend WedSafe
WedSafe offers both liability and cancellation coverage in one place, and you can get a quote and buy your policy online in just a few minutes. It’s where we point our couples first.
Pricing depends on your coverage level, guest count, location and whether you’re serving alcohol, so the quickest way to know your cost is to request a quote.
Get a WedSafe quoteBoth coverages, one place
Choose liability, cancellation and postponement, or both for your wedding.
Save when you bundle
Buying liability and cancellation together can lower your rate by up to 15%.
Coverage for bigger events
Liability limits go well beyond what most venues require, so larger weddings are covered too.
Quick online quotes
Get your price, buy your policy and receive your venue certificate online.
Buy early
Purchase cancellation coverage as soon as you start paying deposits. Weather coverage in particular often needs to be in place well before the wedding.
Read the fine print
Every policy has exclusions and limits. WedSafe’s agents know their policies best, so reach out to them with any coverage questions.
Check your own policy
You can also ask your personal insurance agent whether your existing coverage extends to events.